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SBR05 is required whenever Medicare or Other Federal Program is not Primary. Even when it is the other insurance in Loop 2320.

Medicare Secondary Reason code

When Medicare is Secondary, a MSP (Medicare Secondary Payer) code is required on all claims. This rejection can show on a Commercial Primary claim and Medicare is showing as the secondary payer. Open the Account Insurance screen within Medevolve and set the MSP code in the field listed as Medicare Secondary Reason Code.